Rev. 0 – 1 May 2026
User Acknowledgement, Disclaimer and Privacy Notice (South Africa)
Please read before downloading
By accessing or downloading this document, you confirm and agree that:
- Free access
This document is provided free of charge for general information and convenience. - Copyright and ownership
All copyright and other intellectual property rights remain with the original author(s) or copyright holder(s).
Khuluma MHFA NPC (KHULUMA) does not claim ownership or copyright. - Re‑publication
The document is re‑published to improve access to information. Any minor formatting or technical changes do not affect ownership or copyright. - No guarantees
The document is provided “as is”. While reasonable care is taken, no warranty or guarantee is given that the content is accurate, complete, current, or suitable for any particular purpose. - Your responsibility
You are responsible for how you use this document and for ensuring that your use complies with South African law, including any licensing, attribution, or usage conditions set by the original copyright holder(s). - Limitation of liability
To the extent permitted by South African law, KHULUMA will not be liable for any loss, damage, or harm (direct or indirect) arising from the use of, or reliance on, this document. - Privacy and personal information
Any personal information collected in connection with accessing or downloading this document is processed in accordance with KHULUMA’s Privacy Policy, available at:
👉 https://khulumamhfa.org.za/privacy-policy
By downloading this document, you acknowledge that you have read and understood this Privacy Policy.
8. Your statutory rights
Nothing in this notice limits or excludes any rights you may have under the Consumer Protection Act, 2008, the Protection of Personal Information Act, 2013 (POPIA), or any other applicable law.







